Editorial

This is the best editorial for Oklahomans by Oklahomans.

Should You File a Claim for Your Roof Repairs?

justin brotton - Friday, March 10, 2017

by Margo Waldrop

Roof repair can be costly, but the question is – do you file a claim? There is a tricky threshold for accepting an out of pocket expense for roof repairs versus having your insurance company take the brunt of the expense. Oftentimes, placing a home claim can cause your homeowner rates to increase, or worse cause your insurance company to drop your coverage. So you can either, have an estimate done by a roofing company to gage your potential expenses or take a chance with your insurance company.

Any repairs made on your home are an investment for its future, so while an out of pocket expense for your home is unexpected, yes, it is worthwhile. Especially, since leaks can cause major issues for your home such as mold, structural issues, and cosmetic damage. However, you will need to know your deductible amount and compare it against the cost of your roof repair. If your deductible is $1000 and your roof repair amounts to $1500, then by all means, pay for the repairs out of your pocket. It is worth keeping your insurance rates low, if at all possible. A good rule of thumb is to, first, have a reputable roofing company give you a damage estimate for your roof. If the repair cost comprises over 20% of the value of your roof then it might be worth making an insurance claim. After all, you have home owners insurance for a reason – to protect your home and sustain its value.

for more information please go to http://www.okroofing.net
 

5 Easy Steps to Help You Check for Roof Damage

justin brotton - Friday, March 10, 2017

by Margo Waldrop

Hail, high winds, and intense heat can cause our roofs to take a beating, especially with Oklahoma’s extreme weather. As homeowners, we can’t afford to ignore needed roof repairs; this can be costly in the long run and cause long term problems for your home. But how do you know if your roof needs attention? Follow these five steps to help guide you through an initial damage assessment.

  • Safety first. As kids, climbing a ladder always seemed like fun, but as adults, we know better. Falling off of a roof or ladder can lead to broken bones and missed work. Don’t take chances with your safety by attempting to climb onto or walk your roof. IF you need to prop a sturdy ladder against the side of your home to get a quick visual, then fine, go for it. But try to avoid climbing onto your roof. The steep pitch can be deceiving, and shingles are slippery, even when dry. So leave the roof climbing to the professionals and keep your visual inspection at ground level.
  • So what should you look for? Your roof should lay flat, uniformed and appear even. Bowed shingles are a sign of damage, as are cracked, curled or missing shingles. Dents in the flashing around the chimney and other areas can be a sign of hail damage. This is also an indicator that there could be more hail damage throughout the roof. Try to remember when this damage may have occurred. Insurance companies often ask for dates of storm damage.
  • Start your visual inspection at one corner of your home and work your way completely around the home. Binoculars, or your cell phone camera will come in handy for your inspection. Zoom in and take pictures so that you can show the roofing company. Keep a notepad handy and write down any issues with the roof that you see. Also take note of any dangling or dented gutters.
  • Don’t forget to inspect the interior of your home for roof leaks, including the garage and attic. Walk through your home checking ceilings and the tops of walls. Is there any staining from water leaks? Have you noticed any drips in the past? If so, these are signs that your roof could have a leak from weather damage. Take note of any staining you may see.
  • Call a professional. This is by far, the most important thing you can do for your home. A reputable roofing contractor is trained to assess damage and suggest the proper roofing materials for your home. At OK Roofing, our staff is trained to perform an extensive assessment of your roof, including inspection of the flashing, sheathing and guttering. All of these areas can be damaged by Oklahoma weather and can cause long-term problems for your home and your wallet.

There is good news! Roof damage is repairable and if caught early enough will cause no further issues for your home. Repairing or replacing a roof doesn’t have to be stressful or break the bank but it does need to be addressed quickly

for more information pleaser go to http://www.okroofing.net
 


Roofing 101 – Getting to know your roof

justin brotton - Friday, March 10, 2017

by Margo Waldrop

Understanding the elements of your roof isn’t complicated, but it is an important part of being a homeowner. Keep a better eye on any potential roofing repairs by learning these basic roofing terms:

Underlayment – This element is the bottom layer of your roof and is critical in protecting your home. Without this layer, your shingles can’t do their job correctly. The synthetic underlayment is water resistant and helps to protect the attic from water damage, mold growth and rotting deck boards.

Flashing – Flashing refers to metal pieces that protect roof joints and valleys from water collection or seepage. Damaged flashing appears as dented, deteriorated or loose metal and is easily repaired.

Shingles – Shingles are the top layer of the roof and are the first line of defense against the elements. Roofs in Oklahoma are typically made of asphalt shingles that come in different weights and thicknesses, depending on your needs and budget.

Valley – A valley is created by the downward slope of meeting roof sections and helps funnel water from the shingles.

Hip – The hip is an upward angle formed by two adjoining roof sections.

Starter strip – This strip of asphalt roofing adheres to the eaves and provides additional coverage beneath the bottom row of shingles.

Drip edge – Edging that is attached to the border of the roof and lets water fall away from the home.

Maintaining a basic knowledge of these terms will serve you in the long run, and help keep your roof in tip-top shape.

for more information please go to http://www.okroofing.net
 

Do I Have to Have my Patio Slab Re-poured for a New Outdoor Kitchen?

justin brotton - Friday, March 10, 2017

by Margo Waldrop

It depends on several factors:

  • Is your current patio in good shape?
  • How thick is your patio slab?
  • Does your patio slab slope in any way?
  • Where do you want to place your outdoor kitchen?
  • Will water or gas lines need to be dug beneath the slab?

Typically, patio slabs are not built to withstand the extra weight of an outdoor kitchen. Brick, stone and wood are heavy materials and if you factor in plumbing and appliances then your slab could begin to break down at some point.

Unless you have an extra-large patio, slabs are usually extended to accommodate the new kitchen. This is an excellent opportunity to thicken the slab, and slope or level it out according to the design. You don’t want rainwater running toward your kitchen island, so an imperceptible slope can avoid that drainage issue. Also, positioning the kitchen at least ¼” to ½” higher than the rest of the patio can keep it nice and dry during wet weather.

If your current patio isn’t in the best shape, it will need to be re-poured or repaired before the new kitchen is installed.

A cracking or sinking slab will ruin your new kitchen before it even gets started. So, starting with a proper slab is important to the longevity of your investment.

Most outdoor kitchens require laying water and gas lines to the island. This is how you get water and gas for a sink, refrigerator, gas grill or other kitchen components. If your kitchen will be on your existing patio, the slab may have to be broken up to lay the lines. If your kitchen will be on a newer slab, then the lines can be laid before the slab is poured. This can save time and money.

While there are many factors to consider when designing your outdoor kitchen, an experienced contractor will help you with the technical aspects. If you need a new slab poured, don’t worry. Giving your new kitchen the best foundation possible will protect your wallet in the long run.






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